Under super legislation, most employees have the right to choose which fund their super contributions are paid into – this is known as ‘Choice of fund’. Additionally, most employers are required to nominate a 'default fund' for their SG contributions (in the event that their employees do not choose a super fund).

Choice of Fund laws, which came into effect on 1 July 2005, allow many Australians to choose which super fund will receive the 9.25% Super Guarantee (SG) contributions that their employers make on the [..]